Capital One Financial Corporation(COF)

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
Latest News & Analysis
Capital One Faces Regulatory Capital Showdown as FDIC Escalates Litigation
An FDIC countersuit over banking-crisis assessments adds a third litigation front, threatening Capital One's capital guidance.
Capital One's Discover Integration Tests Operational Execution as Litigation Lingers
Customer friction on the Discover debit-card network challenges the $10B acquisition's synergy thesis, even as litigation costs loom over earnings.
Capital One Faces Settlement Rejection as Litigation Risk Shadows Discover Synergies
A federal judge rejected Capital One's $425M settlement over rate discrimination, forcing renegotiation and exposing litigation risk.
Capital One Discover Acquisition: Shareholders Approve Landmark Merger
An in-depth analysis of Capital One's recent approval of the Discover acquisition, dividend updates, and the evolving market dynamics.
Capital One Acquires Discover: Reshaping the Financial Landscape
A comprehensive update on Capital One’s acquisition of Discover, dividend announcement, and market movements reshaping the financial landscape.
Capital One's Acquisition of Discover: Reshaping the Financial Landscape
Capital One's acquisition of Discover gains traction amid market fluctuations and sector performance. A deep dive into intraday data and strategic implications.
Capital One Acquires Discover: Market Impact and Industry Trends
Capital One's acquisition of Discover reshapes the credit card market, driving synergies, regulatory challenges, and new growth avenues.
Capital One (COF): Navigating the Future of Financial Services After the Discover Acquisition
Capital One (COF) navigates a transformative Discover acquisition amid regulatory scrutiny and inflation, impacting its credit card portfolio and marketing strategies.
Capital One and Discover: Navigating Regulatory Waters
A deep dive into Capital One's acquisition of Discover, regulatory hurdles, synergy potential, and competitive landscape impact. Analyzing the financial giant's future.
Capital One & Discover: Reshaping the Financial Landscape
Capital One's strategic acquisition of Discover reshapes the financial landscape, enhancing competition and offering growth opportunities. Key factors for success analyzed.
Capital One: CFPB Settlement, Discover Merger, and Future Growth
Capital One navigates regulatory shifts, Discover merger, and macroeconomic factors influencing credit card delinquency rates, shaping its future growth strategy.
Capital One (COF): Navigating Regulatory Shifts and Market Opportunities
Analyzing Capital One's strategic moves: CFPB lawsuit dismissal, Discover acquisition, and financial performance. Stay informed on [COF](/dashboard/companies/COF) stock trends.
Capital One (COF): Discover Acquisition and Financial Analysis
Capital One (COF) navigates Discover acquisition, regulatory shifts, and evolving consumer credit trends in 2025. Analysis of financials, competition, and outlook.
Capital One (COF) Analysis: Regulatory Risks and Market Volatility
Capital One faces DOJ scrutiny over the Discover acquisition, a lawsuit alleging commission theft, and rising delinquency rates, balanced by a strong CRA rating.
Capital One (COF): Regulatory Scrutiny, Economic Uncertainty, and Innovation
Capital One (COF) navigates regulatory hurdles, innovation recognition, economic uncertainties, and legal challenges. Analysts see potential value amidst these complexities.
Capital One (COF): Analyzing Recovery, Innovation, and Regulatory Challenges
Analysis of Capital One's recovery, innovation, and regulatory challenges. Improving credit metrics, fintech innovation, and regulatory hurdles shape its prospects.
Capital One (COF): Discover Merger, Credit Trends, and Fintech
Capital One (COF) navigates DOJ scrutiny for its Discover merger amid improving credit metrics and fintech innovation. Legal challenges and consumer spending trends remain key.
Capital One (COF): Discover Merger and Market Impact Analysis
Capital One's Discover merger gains DOJ approval, potentially reshaping the credit card industry. Analysis of market impact, regulatory hurdles, and strategic shifts.
Capital One-Discover Merger Clears Regulatory Hurdles: Strategic & Financial Impact
Capital One's $35B acquisition of Discover clears final regulatory hurdles, poised to reshape the U.S. credit card market and challenge established payment networks.
Capital One Financial (COF): Q2 2025 Earnings & Strategic Analysis
Capital One faces a pivotal Q2 2025 earnings report amidst significant market shifts, regulatory challenges, and strategic moves like the Discover acquisition.
Capital One's Discover Acquisition: Synergies and Market Realignment
Capital One's transformative acquisition of Discover is set to reshape the financial landscape, driving synergies and challenging industry giants.
Capital One Financial Corporation's Strategic Leap: Discover Acquisition and Financial Performance Insights
Capital One's integration of Discover reshapes payments landscape. Analyze financial impacts, synergy projections, and competitive positioning of COF in evolving market.
Capital One Financial Corporation: Strategic Transformation and Financial Insights Post-Discover Merger
Capital One's acquisition of Discover reshapes its competitive landscape, enhancing payment network ownership and driving strategic financial growth.
Capital One Financial Corporation Unlocks $2.7B Synergies with Discover Acquisition
Capital One's $2.7B synergy target from Discover acquisition reshapes credit card competition and enhances operational efficiency.
Capital One Financial Corporation: Strategic Integration and Financial Performance Analysis 2025
Capital One's strategic acquisition of Discover reshapes payments industry dynamics, backed by solid financials and growth prospects.
Capital One Financial Corporation Strategic Update: Discover Merger Impact & Financial Insights
Comprehensive analysis of Capital One's Discover merger, financial performance, regulatory impacts, and competitive positioning for investors.
Capital One Financial Corporation Strategic Integration and Financial Analysis
Capital One's acquisition of Discover reshapes its payments strategy, offering competitive edge and governance challenges amid solid financial metrics.
Capital One Financial Corporation: Strategic Integration and Financial Insights
Capital One's acquisition of Discover reshapes the payments landscape, driving synergies, market share growth, and strategic financial metrics for investors.
Capital One Financial Corporation: Strategic Integration and Financial Insights Post-Discover Acquisition
Capital One's integration of Discover signals a transformative phase, unlocking $2.7B in synergies and reshaping competitive dynamics with Visa and Mastercard.
Capital One Financial Corporation: Strategic Merger with Discover and Financial Insights - Monexa AI Analysis
Capital One's $35.3B Discover acquisition reshapes payment networks, enhancing competitive positioning and impacting key financial metrics, with detailed market implications.
Capital One (COF) Analysis: Discover Acquisition, Legal Issues, and Strategy
Capital One navigates legal challenges, strategic acquisitions like Discover, and competitive shifts, impacting its financial trajectory in 2025.
Capital One Financial Q2 2025 Analysis: Discover Acquisition Impact & Strategic Integration
Capital One reports $4.3B Q2 loss due to Discover integration costs, with strong adjusted earnings and a strategic pivot towards vertical payments integration.
Capital One Financial Corporation (COF) Latest Financial Insights and Market Developments
Explore Capital One's recent financial performance, strategic shifts, and market positioning with a data-driven analysis of fundamentals and sector trends.
Capital One Financial Corporation Q2 2025 Analysis: Discover Integration, Earnings Volatility & Market Position
Explore Capital One's $35.3B Discover acquisition impact on Q2 2025 earnings, market share growth, legal challenges, and strategic positioning in the payments sector.
Capital One Financial Corporation Stock Analysis: Impact of Discover Acquisition and Q2 2025 Earnings
Explore Capital One's Q2 2025 net loss, Discover acquisition effects, key financial metrics, valuation, and strategic outlook for investors.
Capital One (COF) Q2: Discover Integration, Reserves & NIM Impact
Q2 showed a GAAP $4.3B loss driven by an $8.8B Discover allowance build, wider NIM and elevated provisions — a near-term hit to be weighed against $2.5–$2.7B projected synergies.
Capital One (COF) — Discover Integration, Credit & Capital Signals
Data-led update on [COF](/dashboard/companies/COF): intraday rally, FY‑2024 financials, Discover integration risks, credit exposure, and capital-allocation signals.
Capital One (COF): Q2 Shock, Reserves, and Integration Costs
Capital One posted a $4.3B Q2 loss after an $11.4B credit provision and heavy Discover integration costs; underlying revenue and cash flow remain resilient.
Capital One (COF): Post‑Discover Shock — Financials, Integration Costs and the Valuation Puzzle
A $4.3B Q2 GAAP loss, heavy integration charges and shifting cash positions force investors to decide whether Capital One's scale gains will justify a premium multiple.
Capital One (COF): One-Time Q2 Shock, Durable Cash Engine — The Numbers Behind the Discover Deal
Capital One posted a GAAP Q2 2025 net loss of **$4.3B** while delivering **$5.48** adjusted EPS; the Discover acquisition and reserve build reshape near-term accounting but not cash generation.
Capital One's Strategic Acquisition, Financials, and Outlook Analysis
Capital One's recent Discover acquisition reshapes its market position, while legal challenges and digital initiatives influence its financial trajectory in 2025.
Capital One (COF): Integration Pain Masks a Clear Strategic Inflection
Discover acquisition drives a GAAP shock but also creates a path to network-driven revenue and $2.7B pre-tax synergies by 2027; near‑term execution and accounting create the headline risk.
Capital One (COF): Revenue Gains and Earnings Compression—A Balance-Sheet Story
Capital One grew revenue to **$53.94B (+9.02%)** in FY2024 while net income fell to **$4.75B (-2.86%)**; the Discover deal reshapes scale, capital and near-term GAAP volatility.