The Progressive Corporation(PGR)
The Progressive Corporation, an insurance holding company, provides personal and commercial auto, personal residential and commercial property, general liability, and other specialty property-casualty insurance products and related services in the United States. It operates in three segments: Personal Lines, Commercial Lines, and Property. The Personal Lines segment writes insurance for personal autos and recreational vehicles (RV). This segment's products include personal auto insurance; and special lines products, including insurance for motorcycles, ATVs, RVs, watercrafts, snowmobiles, and related products. The Commercial Lines segment provides auto-related primary liability and physical damage insurance, and business-related general liability and property insurance for autos, vans, pick-up trucks, and dump trucks used by small businesses; tractors, trailers, and straight trucks primarily used by regional general freight and expeditor-type businesses, and long-haul operators; dump trucks, log trucks, and garbage trucks used by dirt, sand and gravel, logging, and coal-type businesses; and tow trucks and wreckers used in towing services and gas/service station businesses; as well as non-fleet and airport taxis, and black-car services. The Property segment writes residential property insurance for homeowners, other property owners, and renters, as well as offers personal umbrella insurance, and primary and excess flood insurance. The company also offers policy issuance and claims adjusting services; and acts as an agent to homeowner general liability, workers' compensation insurance, and other products. In addition, it provides reinsurance services. The company sells its products through independent insurance agencies, as well as directly on Internet through mobile devices, and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.
Latest News & Analysis
Q3 Earnings Confirm: Progressive's Margin Compression Validates Soft Market Repricing
Q3 results show combined ratio widened to 89.5%, confirming analyst downgrade thesis as growth-margin trade-off becomes visible.
Progressive Repriced on Margin Cycle: Can Discipline Offset Pricing Power Headwinds?
Analyst downgrades clash with institutional buying as Progressive trades at 12x forward earnings.
Progressive Insurance (PGR) Market Trends 2025: Future Outlook
Progressive Insurance (PGR) navigates market trends in 2025. Strong January results, competitive landscape, and strategic growth examined. Get the latest insights.
Progressive Insurance: Navigating Market Trends and Competitive Challenges in 2025
Detailed analysis of Progressive Corporation’s January earnings, market trends, and competitive landscape based on verified real-time data.
Progressive (PGR): Analyzing Growth, Competition, and Future Outlook
Analyzing Progressive's (PGR) January 2025 results, analyst projections, competitive landscape, and strategic initiatives. Explore its growth trajectory and future opportunities.
Progressive (PGR): Financial Analysis, Market Trends, and Future Outlook
Comprehensive analysis of The Progressive Corporation (PGR): financial performance, industry trends, competitive advantages, and future outlook. Stay informed.
Progressive (PGR): Analyzing Growth in Auto Insurance Market
A comprehensive analysis of The Progressive Corporation (PGR), examining growth drivers, market trends, and strategic initiatives. PGR is benefiting from rising auto insurance rates and technological advancements.
Progressive (PGR): Intraday News Update – March 5, 2025
A comprehensive intraday snapshot of The Progressive Corporation's latest earnings, strategic moves, and market dynamics.
Progressive (PGR): Navigating Market Volatility, Dividends, and Climate Risks
Progressive (PGR) navigates market volatility, balancing dividend payouts with climate risks. A deep dive into its financials, competitive strategies, and future outlook.
Progressive (PGR): Growth, Challenges, and Market Dynamics in 2025
Analysis of The Progressive Corporation (PGR): financial growth, market position, competitive advantages, and potential challenges in the P&C insurance market.
Progressive (PGR): Stock Analysis, Combined Ratio, and Market Strategies
Analysis of The Progressive Corporation (PGR): stock performance, combined ratio, interest rate sensitivity, and strategic market adaptations.
Progressive (PGR) Stock: Analyst Outlook, Rates, & Tech Advantage
Progressive (PGR) benefits from analyst optimism, rising rates, & tech innovation. Revenue decline is a concern, but strategic initiatives offer growth potential.
Progressive (PGR): Growth, Market Dynamics, and Strategic Outlook
Analysis of The Progressive Corporation (PGR): examining growth potential, market dynamics, tech investments, and climate change impacts on its performance.
Progressive (PGR): Earnings, Analyst Downgrade, and Market Outlook
Progressive (PGR) faces analyst downgrades and macroeconomic pressures. Upcoming earnings and strategic execution are critical for navigating challenges and sustaining growth.
Progressive (PGR) Q1 2025 Analysis: Growth vs. Investment Headwinds
Progressive's Q1 2025 saw strong premium growth and underwriting profit, but investment losses impacted net income, leading to analyst revisions.
Progressive Corporation (PGR): Financial Surge & Strategic Growth Analysis
An in-depth analysis of The Progressive Corporation's 2024 financial surge, strategic growth in property and auto insurance, and market positioning.
Progressive's [PGR] Strategic Surge: Tech, Commercial Lines, and Financial Might
Progressive's strategic tech investments and commercial auto expansion are fueling a remarkable surge in market share and profitability.
The Progressive Corporation (PGR) Earnings & Tech-Driven Growth Analysis - Monexa AI
Explore Progressive's strong earnings growth, AI-driven underwriting, and diversification strategy driving profitability and market share in insurance.
The Progressive Corporation (PGR) Market Share Growth and Financial Performance Analysis
Explore Progressive's strategic market share growth, underwriting discipline, technology investments, and robust financials driving its competitive edge in 2025.
The Progressive Corporation (PGR) Market Analysis: Underwriting Discipline and Tech-Driven Growth
Explore how The Progressive Corporation leverages underwriting discipline and technology to sustain growth amid evolving market dynamics and competitive pressures.
The Progressive Corporation (PGR) Q2 2025 Earnings Preview and Strategic Analysis
Explore Progressive Corporation's Q2 2025 earnings expectations, financial performance, and strategic initiatives shaping its market leadership and future growth.
The Progressive Corporation (PGR) Market Analysis: Earnings Surge and Strategic Momentum
Explore The Progressive Corporation's recent earnings surge, robust financial growth, and strategic positioning shaping investor outlook and market trends.
The Progressive Corporation Q2 2025 Earnings Analysis: Operational Strength and Market Position
Progressive's Q2 2025 earnings reveal strong premium growth, improved combined ratios, and robust profitability, signaling strategic resilience in insurance.
Progressive Corporation (PGR) Analysis: Auto Business Growth Fuels Profitability
Progressive's auto insurance segment shows robust growth in 2025, driven by policy increases and strategic rate hikes, alongside strong financial performance and market share gains.
The Progressive Corporation (PGR) Q2 2025 Earnings and Strategic Insights
Explore Progressive's Q2 2025 earnings beat, AI-driven growth, underwriting discipline, and tariff impact management shaping its market positioning and investor outlook.
The Progressive Corporation (PGR) Earnings Sustainability & Investment Income Growth Analysis
Explore Progressive's earnings sustainability amid auto insurance margin pressures and the growing contribution of its $80B investment portfolio.
The Progressive Corporation: Earnings, Dividend Sustainability & Cash Flow
Data-driven update: Progressive (PGR) posted a large 2024 earnings gain and a one‑time $4.60/share distribution—what that means for dividend sustainability and capital allocation.
The Progressive Corporation (PGR) Q2 2025 Analysis: Digital Innovation Drives Profitability Surge
Explore Progressive's Q2 2025 earnings beat, digital strategy impact, and competitive positioning in the P&C insurance market backed by robust financial data.
The Progressive Corporation (PGR): Margin Surge, Cash Flow & AI Advantage
Progressive’s underwriting and cash‑flow strength in 2024–July 2025 show a data-driven resilience: combined‑ratio improvement, +21.38% revenue growth and **$14.83B** FCF.
The Progressive Corporation (PGR): Underwriting Momentum & Financials
Progressive's July 2025 operating update points to underwriting margin improvement as shares trade at $244.69, implying a P/E of 13.79 and an earnings yield of +7.25%.
Progressive Corporation (PGR): Data-Driven Growth in 2025
Progressive Corporation's recent performance shows robust growth driven by strategic initiatives, data analytics, and digital transformation.
The Progressive Corporation (PGR): Margin Repair, Heavy Cash, and a Capital Reallocation Pivot
Progressive reported **FY2024 revenue of $75.34B** and **net income of $8.48B**, while sitting on **~$76.1B of short-term investments**—a balance-sheet advantage that reshapes valuation metrics and capital choices.