Synchrony Financial(SYF)
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.
Latest News & Analysis
Synchrony Delivers Q3 Beat, Announces $1 Billion Buyback Amid Platform Transition
Synchrony surpasses Q3 estimates with improved purchase volumes and announces $1B buyback in first results since completing Versatile Credit acquisition.
Synchrony Financial (SYF): Market Developments, Legal Challenges, and Industry Outlook - 2025 Analysis
Comprehensive analysis of SYF's Q4 2024 results, legal investigations, and market trends impacting its future growth.
Synchrony Financial (SYF) Under Scrutiny: A Data-Driven Analysis
Detailed data-driven analysis of SYF's securities investigation, Q4 earnings miss, and market factors affecting its financial performance.
Synchrony Financial (SYF): Securities Probes and Market Dynamics
Synchrony Financial (SYF) faces securities law investigations and market volatility. This analysis examines allegations, financials, competition, and strategic outlook.
Synchrony Financial (SYF): Securities Investigations, SoFi Comparison
Synchrony Financial (SYF) faces securities fraud investigations and market comparisons to SoFi, impacting investor confidence and market outlook. A detailed analysis follows.
Synchrony Financial (SYF) Under Investigation: What Investors Need to Know
Synchrony Financial (SYF) faces securities fraud investigations, raising concerns about financial disclosures. This analysis examines allegations, financial implications, and market impact, evaluating its GARP status amid uncertainty.
Synchrony Financial (SYF) Under Investigation: What Investors Need to Know
Synchrony Financial (SYF) faces securities fraud investigations amidst market volatility. A GARP stock, but legal risks warrant caution. Stay informed on SYF stock and investor alerts.
Synchrony Financial (SYF) Under Investigation: What Investors Need to Know
Synchrony Financial (SYF) faces securities law investigations amid market volatility. Analysts suggest a potential trend reversal. This report dives deep into SYF's challenges and prospects.
Synchrony Financial (SYF) Under Investigation: What's at Stake?
Synchrony Financial (SYF) faces securities fraud investigations, creating investor uncertainty. Analysis of allegations, partnerships, financials, and market outlook. Actionable insights included.
Synchrony Financial (SYF): Investigations, Dividends, and Outlook
Synchrony Financial (SYF) faces securities fraud investigations amid high-yield investment opportunities. Valuation analysis suggests potential undervaluation. Investors should weigh risks and rewards.
Synchrony Financial (SYF): Decline, Investigations, and Outlook
Synchrony Financial (SYF) faces stock decline and investigations. Analysts see growth, but risks remain. A look at SYF's challenges and opportunities.
Synchrony Financial (SYF): Navigating Undervaluation, Investigation, and Credit Trends
Analysis of Synchrony Financial (SYF): Undervaluation, legal investigation, and credit trends. High-yield preferred stock (SYF-B) and strategic initiatives examined.
Synchrony Financial (SYF): Growth, Innovation, and Market Impact
Analysis of Synchrony Financial (SYF): Financial performance, strategic initiatives like Adobe Commerce integration, and market dynamics impacting its future outlook.
Synchrony Financial (SYF): Partnerships, Credit Trends, and Q1 Earnings Preview
Synchrony Financial faces upcoming earnings, navigating strategic partnerships, evolving credit trends, and a seemingly low valuation.
Synchrony Financial (SYF): Strategic Partnerships and Q1 2025 Performance
Synchrony Financial's Q1 2025 results and strategic partnerships with Walmart and PayPal underscore its resilience, despite a complex market.
Synchrony Financial (SYF): Strategic Growth & Competitive Shifts Analysis
Synchrony Financial navigates a pivotal moment, balancing new strategic partnerships and evolving consumer credit dynamics amidst competitive shifts and macroeconomic factors.
Synchrony Financial (SYF): Strategic Growth & Consumer Transparency
Synchrony Financial (SYF) fortifies its market position with a key Walmart partnership extension and new consumer transparency initiatives, signaling robust strategic execution.
Synchrony Financial (SYF): Strategic Partnerships Drive Strong Q1 Earnings
Synchrony Financial's Q1 2025 earnings beat and strategic pivot towards diversified partnerships are reshaping its financial trajectory.
Synchrony Financial (SYF) Strategic Diversification Fuels Growth Momentum and Market Expansion
Synchrony Financial's strategic expansion into pet healthcare and home improvement financing drives growth, supported by robust Q2 earnings prospects and strong financial fundamentals.
Synchrony Financial Q2 2025 Growth Insights: Strategic Partnerships and Resilient Financials
Synchrony Financial (SYF) Q2 2025 update highlights key partnerships, credit resilience, and strong financial metrics underpinning growth and competitive positioning.
Synchrony Financial: Walmart Partnership & Strong Financials
Synchrony Financial's recent partnership with Walmart and strong financial performance signal a potential shift in its market trajectory, defying broader industry caution.
Synchrony Financial Q2 2025 Earnings Preview: Strategic Growth and Financial Resilience
Detailed analysis of Synchrony Financial's upcoming Q2 2025 earnings, strategic partnerships with Walmart and CareCredit, and financial health insights.
Synchrony Financial Q2 2025: Strategic BNPL Expansion and Solid Financials Drive Growth
Synchrony Financial advances BNPL market leadership through key partnerships with Walmart, Amazon, and PayPal, supported by strong Q2 2025 financial performance.
Synchrony Financial Q2 2025 Update: BNPL Strategy and Financial Resilience
Synchrony Financial advances BNPL with Retail Edge platform, strong Q2 2025 earnings, key retail partnerships, and robust credit quality amid evolving market conditions.
Synchrony Financial (SYF) Latest Market Update: Strategic Insights and Financial Performance Analysis
Explore the latest developments at Synchrony Financial, analyzing stock performance, strategic moves, and financial metrics shaping its market position.
Synchrony Financial (SYF): Partnership-Fueled Growth, Cash Flow Strength, and Capital Allocation
Synchrony reported **FY2024 revenue of $24.17B (+215.40% YoY)** and **net income $3.50B (+56.25% YoY)** — a volatile top-line but strong cash conversion and low EV/EBITDA of **~2.60x**.
Synchrony Financial (SYF): Big 2024 Swing, Cash Build and Partnership Ramps
Synchrony posted **$24.17B** revenue in FY2024 (+215.45% vs FY2023) and finished the year with **$14.76B** cash while investing in partner programs that set up 2026 growth.
Synchrony Completes Versatile Credit Deal, Expands CareCredit into Veterinary Care
Synchrony completes Versatile Credit purchase and extends CareCredit into veterinary care, advancing platform-driven growth beyond retail partnerships.