Truist Financial Corporation(TFC)
Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
Latest News & Analysis
Truist's Dual-Track Execution: Consumer Tech Validates Transformation Breadth
Lo Li from Capital One joins Truist to lead consumer banking technology, signaling parallel execution on both wholesale and consumer expansion pillars of 2027.
Truist PE/FO Expansion Signals Execution on 2027 Transformation Targets
Truist launches Institutional Capital Group serving PE sponsors and family offices, demonstrating execution on 2027 transformation targets.
Truist's Transformation Playbook: 15% ROTCE and Revenue Doubling by 2027
At BancAnalysts conference, Truist targets 15% ROTCE by 2027 and revenue doubling, signaling a comprehensive transformation beyond embedded finance.
Truist One View Connect: Embedding Banking Into Clients' Enterprise Systems
Truist launches embedded finance pilot, addressing treasury fragmentation through multi-ERP integration and signaling fee-based revenue diversification.
Truist Financial: Dividend, Debanking, and Growth Initiatives
A comprehensive analysis of Truist Financial Corporation reveals dividend strength, regulatory debates, and strategic partnerships driving its market impact.
Truist Financial Corporation: Navigating Market Challenges and Opportunities in 2025
An in-depth analysis of Truist Financial Corporation’s recent intraday developments, market movements, and strategic challenges impacting its performance in 2025.
Truist Financial (TFC): Analyst Ratings, Debanking, and Dividend Strategy
Truist Financial Corporation (TFC) navigates analyst expectations, debanking regulations, and dividend strategies amidst market shifts. Key is maintaining investor confidence.
Truist Financial: Navigating Regulatory Changes and Dividend Opportunities
Truist Financial navigates regulatory changes and dividend opportunities amid market volatility. Analyst outlook, competitive strengths, and profitability strategies analyzed.
Truist (TFC): Navigating Bond Yields, Regulations, and Analyst Expectations
Truist (TFC) navigates rising bond yields, debanking regulations, and analyst expectations, impacting its dividend strategy and market position. A comprehensive analysis.
Truist Financial (TFC): Navigating Regulatory Challenges
Truist Financial (TFC) navigates regulatory challenges and capitalizes on market opportunities. Stay informed on dividend strategy, debanking stance, and investment outlook.
Truist (TFC): Navigating Market Dynamics, Dividends, and Regulatory Challenges
Truist (TFC) navigates market dynamics, balancing dividends, regulatory challenges, and profitability concerns. Strategic responses are crucial for long-term value.
Truist Financial (TFC): Navigating Challenges and Opportunities in 2025
Truist Financial (TFC) navigates sector challenges with cost-cutting & digital strategies. Analysis of earnings, regulatory risks, and market position.
Truist (TFC) Q1 2025 Earnings: Dividend Safety and Valuation
Truist Financial's Q1 2025 earnings preview: dividend safety, valuation vs. peers, and regulatory risks. Analyst expectations, free cash flow impact, and investment strategy.
Truist Financial (TFC): Biotech Expansion, Rates, & Dividends
Truist Financial (TFC) navigates biotech expansion, interest rate challenges, and regulatory scrutiny. Upcoming Q1 earnings are crucial for assessing strategic shifts.
Truist Financial (TFC): Analysis, Dividends, and 2025 Outlook
Analysis of Truist Financial Corporation (TFC): strategic shifts, financial performance, dividend sustainability, and investor outlook for 2025.
Truist Financial (TFC): Growth, Challenges, and Strategic Outlook
Truist Financial (TFC) navigates growth and challenges with strategic initiatives in small business banking and biotech, but faces headwinds from declining NIM and dividend concerns.
Truist Financial's Strategic Growth: Leadership, Rates & Credit Risks
Truist Financial's strategic leadership appointments and regional expansion underscore its drive for targeted growth amidst a cautious Federal Reserve and evolving credit risks.
Truist Financial (TFC): Strategic Expansion & 2025 Outlook Analysis
Truist Financial is strategically expanding in Ohio and Western Pennsylvania while navigating revised revenue guidance and a complex interest rate environment.
Truist Financial (TFC): Strategic Shifts & Q2 2025 Earnings Forecast
Truist Financial's strategic shift into specialized sectors and its Q2 2025 earnings forecast reflect adaptation to a dynamic banking landscape.
Truist's Commercial Banking Expansion: Growth Strategy, Q2 Earnings, and Dividend Appeal
Analyze Truist Financial's (TFC) aggressive commercial banking expansion, key Q2 earnings expectations, dividend sustainability, and competitive positioning.
Truist Financial Corporation Latest Update: Capital Deployment, Stress Buffer & Strategic Growth
Truist Financial secures 2.5% Stress Capital Buffer, enabling strategic capital deployment with strong CET1 ratio, steady dividends, and growth in commercial banking.
Truist Financial Corporation (TFC) Q2 2025 Analysis: Valuation, Dividends, and Strategic Growth
Explore Truist Financial's latest valuation, dividend sustainability, and strategic initiatives shaping its Q2 2025 outlook and investor opportunities.
Truist Financial Corporation: Strategic SMB Payments Growth and Q2 2025 Earnings Analysis
Truist Financial expands SMB payments via Merchant Engage and commercial banking, with strong Q2 2025 earnings outlook and attractive dividend yield.
Truist Financial Corporation: Strategic Shift to SMB Payments and Market Position Analysis
Truist Financial's Merchant Engage platform drives SMB payment innovation, boosting non-interest income and enhancing competitive positioning in digital banking.
Truist Financial Navigates Headwinds with Strategic Shifts
Truist Financial Corporation demonstrates a significant net income recovery in 2024 despite revenue headwinds, driven by strategic initiatives and expense discipline.
Truist Financial Corporation: Merchant Engage Launch and Q2 Strategic Financial Analysis
Truist's Merchant Engage platform launch marks a strategic pivot enhancing non-interest income and SMB market share, amid shifting earnings and capital dynamics.
Truist Financial Corporation Q2 2025 Earnings Analysis: Navigating Margin Pressure and Strategic Initiatives
Truist Financial's Q2 2025 earnings reveal margin compression and increased credit loss provisions, challenging profitability amid strategic digital growth efforts.
Truist Financial Corporation Q2 2025 Earnings Analysis and Credit Loss Provision Impact
Detailed analysis of Truist Financial's Q2 2025 earnings, highlighting credit loss provisions, profitability metrics, and strategic risk management amid economic challenges.
Truist Financial Corporation Q2 2025 Analysis: EPS Miss, Provisions, and Strategic Growth
Truist Financial's Q2 2025 results reveal an EPS miss amid rising provisions, stable NIM, and strategic expansions in Florida and SMB payments, impacting investor outlook.
Truist Financial (TFC): Legal Shockwave From Zelle Suit and What the 2024 Numbers Reveal
A New York AG suit alleging >$1B in Zelle fraud puts Truist—an EWS owner—under reputational and operational pressure alongside improving FY2024 cash metrics. Key ratios analyzed.
Truist Financial (TFC) Strategic Moves & Financial Performance Analysis
Analysis of Truist Financial's recent board appointment, strategic tech investments, and financial performance amid macroeconomic shifts, highlighting market skepticism and future prospects.
Truist Financial Corporation (TFC): Earnings Quality Questions After Big Net-Income Swing
Truist reported **FY2024 net income of $4.82B** after a FY2023 loss, with revenue down -19.02% to **$24.25B** — strong headline but mixed cash-flow and operating results.
Truist Financial (TFC): $1B Branch Push, Capital Trade‑Offs and NII Dynamics
Truist commits $1B+ to open 100 branches and renovate 300+, funded by TIH sale; FY2024 net income recovered to $4.82B and NIM held at 3.02% in Q2 2025.
Truist Financial (TFC): Earnings Mask a Strategic Pivot and One-Offs
Truist reported **$4.82B** net income in FY2024 despite **- $601MM** operating income; a large divestiture and slowing operating cash underline a mixed quality-of-earnings picture.
Truist Financial (TFC): Strategy, Cash Flow Shock and the Case for Dividend Durability
Truist swung to **$4.82B** net income in FY2024 on **$24.25B** revenue (-19.02% YoY) while executing a $1B+ branch/digital push amid heavy investing and capital redeployment.