U.S. Bancorp(USB)
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Latest News & Analysis
U.S. Bank's Treasury Automation Push Tests Mid-Market Retention Strategy
U.S. Bank redesigns SinglePoint platform with automation to compete on operational efficiency and deepen mid-market customer relationships.
U.S. Bancorp: CEO Transition, Strategic Outlook, and Market Impact
Gunjan Kedia's appointment as CEO and strategic shifts shape U.S. Bancorp's future amid regulatory and market headwinds.
U.S. Bancorp: Navigating Transition, Regulations, and Economic Headwinds
U.S. Bancorp navigates leadership transition, regulatory scrutiny, and economic headwinds. Kedia's vision, dividend sustainability, and digital transformation are key focuses.
U.S. Bancorp: New CEO, Regulatory Hurdles, and Dividend Outlook
U.S. Bancorp (USB) navigates leadership transition, regulatory hurdles, and dividend sustainability amid rising rates and fintech competition. Gunjan Kedia's strategy is key.
U.S. Bancorp: New CEO, Renewable Energy, and Regulatory Waters
U.S. Bancorp navigates leadership transition, renewable energy investments, and regulatory waters. This analysis explores implications for investors and stakeholders.
U.S. Bancorp (USB): Navigating Transition, Regulation, and a Shifting Market
U.S. Bancorp navigates leadership transition, regulatory scrutiny, and market shifts. Analysis of strategic priorities, challenges, and opportunities for investors.
U.S. Bancorp: Leadership Transition, Digital Strategy, and Market Outlook
U.S. Bancorp navigates leadership transition, digital transformation, and market dynamics. Gunjan Kedia's appointment signals a new era, focusing on ESG and dividends.
U.S. Bancorp: Leadership, Regulations, and the Future of Banking
U.S. Bancorp navigates leadership transition, regulatory scrutiny, and ESG investments amidst evolving market dynamics. Fintech partnerships and dividend appeal are key.
U.S. Bancorp Financial Analysis: Growth, Efficiency & ESG Focus
In-depth USB analysis on financial performance, leadership transition, and ESG initiatives shaping its future.
U.S. Bancorp (USB): Dividend, Leadership, and Green Initiatives
U.S. Bancorp (USB) navigates dividend consistency, leadership transition, and renewable energy focus amid regulatory debates and interest rate impacts.
U.S. Bancorp (USB): CEO, Earnings, and Regional Banking Risks
Analysis of U.S. Bancorp (USB): leadership transition, earnings, interest rates, ESG, fintech, valuation, risks, and dividends. Insights into strategy, health, and market position.
U.S. Bancorp: Leadership, Rates, and Market Outlook
U.S. Bancorp faces leadership transition after Terry Dolan's loss, amidst interest rate challenges. Kedia's leadership and dividend attractiveness are key.
U.S. Bancorp (USB): Leadership Transition, Earnings Outlook, and Market Analysis
Analysis of U.S. Bancorp (USB): Leadership transition, earnings outlook, market apathy, and strategic initiatives shaping its future. Key insights for investors.
U.S. Bancorp (USB) Financial Analysis: Earnings, Dividends, and Strategy
U.S. Bancorp recently beat earnings estimates, maintaining a solid dividend yield despite navigating complex market dynamics and strategic shifts.
U.S. Bancorp's Digital Shift: Embedded Payments & Strategic Partnerships
U.S. Bancorp (USB) is advancing its digital strategy in 2025, focusing on embedded payments and key partnerships. This analysis covers USB's strategic moves, regulatory outlook, and valuation.
U.S. Bancorp (USB): Navigating Capital Hurdles, Digital Growth, and Dividend Strategy
An in-depth analysis of U.S. Bancorp's financial health, recent strategic initiatives in digital payments, dividend sustainability, and sector outlook.
U.S. Bancorp Capital Strategy and Growth Initiatives: Navigating Regulatory Compliance and Shareholder Value
U.S. Bancorp advances its capital strategy with a strong CET1 ratio, dividend growth, and strategic investments in embedded payments amid evolving regulations.
U.S. Bancorp (USB) Capital Strength and Strategic Execution Drive Shareholder Value
U.S. Bancorp fortifies capital with CET1 ratio at 10.8%, strong earnings growth, and disciplined risk management, enhancing shareholder returns and regulatory flexibility.
U.S. Bancorp Capital Strategy and Financial Performance Update | Monexa AI
Explore U.S. Bancorp's strategic capital management, earnings growth, dividend sustainability, and fintech investments shaping its competitive position and shareholder value.
U.S. Bancorp Q2 2025 Strategic Earnings Analysis and Market Positioning
Explore U.S. Bancorp's Q2 2025 earnings strategy under CEO Gunjan Kedia, focusing on expense management, payments innovation, client growth, and competitive positioning.
U.S. Bancorp Q2 2025 Earnings & Digital Pivot: Navigating Banking Pressures with Innovation
U.S. Bancorp's Q2 2025 earnings reveal a strategic shift towards embedded payments, AI, and blockchain to offset core banking headwinds amid loan and deposit declines.
U.S. Bancorp (USB) Financial Analysis: Revenue Growth & Profitability
Explore U.S. Bancorp's latest financials, valuation, and strategic moves, analyzing how recent performance and macroeconomic trends shape its position in the banking sector.
U.S. Bancorp's AI-Driven Fee Income Growth and Valuation Dynamics - Monexa AI Financial Analysis
Explore U.S. Bancorp's strategic AI investments, fee income growth, NIM challenges, and valuation vs. PNC, with detailed financial insights and market context.
U.S. Bancorp's Digital Transformation and Financial Resilience Driving Growth - Monexa AI
U.S. Bancorp advances digital banking with AI, blockchain, and embedded payments, boosting fee income and sustaining dividends amid interest rate pressures.
U.S. Bancorp Latest Market Update: Fee Income Growth Amid NIM Pressure and Strategic Tech Investments
U.S. Bancorp advances fee income growth via AI, blockchain, and embedded payments amid net interest margin pressures and competitive banking sector dynamics.
U.S. Bancorp Q2 2025 Earnings and Digital Investment Impact Analysis | Monexa AI
U.S. Bancorp's Q2 2025 earnings reveal strong EPS growth amid margin pressures. Strategic digital investments in AI and embedded payments aim to drive future revenue.
U.S. Bancorp (USB) Q2 2025 Earnings & Dividend Strategy Analysis
Comprehensive analysis of U.S. Bancorp's Q2 2025 earnings, dividend strategy, and financial fundamentals, highlighting resilience and growth drivers for investors.
U.S. Bancorp (USB): $1B Zelle Lawsuit Raises Reputational Risk as 2024 Results Show Earnings Resilience
A New York AG suit alleging >$1B in Zelle fraud puts indirect pressure on U.S. Bancorp even as FY2024 revenue rose to **$42.71B** and net income to **$6.30B**.
U.S. Bancorp: FY2024 Results, Zelle Litigation and Balance-Sheet Resilience
U.S. Bancorp posted **$42.71B revenue** and **$6.30B net income** in FY2024 while facing Zelle litigation tied to ~$1B consumer losses — assessing financial scope and capital resilience.
U.S. Bancorp: Analyzing Financials, Integration, and Investor Value
U.S. Bancorp's latest earnings beat analysts' expectations, but navigating the integration of Union Bank and a shifting rate environment presents both opportunities and challenges.
U.S. Bancorp: 2024 Results, Capital Allocation and the Crypto Custody Pivot
U.S. Bancorp posted **FY2024 revenue $42.71B** and **net income $6.30B (+16.03% YoY)** while restarting institutional Bitcoin custody — raising questions on capital use and balance-sheet mix.
U.S. Bancorp (USB): Strong 2024 Cash Conversion, Measured Crypto Push, and Capital Discipline
U.S. Bancorp delivered **FY2024 revenue $42.71B (+5.14%)** and **net income $6.30B (+16.04%)**, with operating cash flow of **$11.27B** and a revived institutional crypto custody push.